Our Blog

  You own your own business and recently, you’ve heard some talk about estate freezes. So, what exactly is an estate freeze and should you consider implementing one? There are several things that should be considered but let’s start with what an estate freeze is....

Oftentimes, investors are instructed to own a well diversified portfolio in accordance with their risk tolerance and then maintain it through all market conditions until their situation changes or they are faced with a major life event. This is all well and true, but...

Wow, you’ve been asked to be an executor (or liquidator in Quebec) – what a great privilege… or is it? Before you say yes to this momentous role, here are a few things that you should consider. Although it’s certainly important to consider the duties and...

  Figuring out how much to contribute to your RRSP is important. Do it right, and you maximize your tax savings now, while setting yourself up for a good income after retirement. Do it wrong, and you could find yourself paying more taxes than you have to....

In our recent article Beneficiary Designations – Making Sure Your Money Goes Where You Want, we discussed the 2020 Ontario Superior Court case of Calmusky v. Calmusky. A key finding in that case was that Gary Calmusky was not entitled to payments out of his deceased...

You’ve done all the right things; you’ve purchased life insurance and named a beneficiary. You know how important it is to name a specific beneficiary to ensure that the proceeds of your life insurance are protected from creditors and pass to your beneficiary on a...

Ah love… it’s a beautiful thing, but sometimes finances and money worries can get in the way. In fact, 84% of respondents in a Money Magazine survey said that money was the source of marital tensions with disagreements about financial priorities topping the list of...

Mental health itself is nothing new. However, the ways in which we understand and approach issues related to mental health in society, and in the workplace, are constantly evolving. This is especially visible in the insurance industry, where mental health challenges...

Life is ever changing and so are your insurance needs - what you need today may be different than what you may need tomorrow. Your conversation with your insurance Advisor and your insurance options will definitely change depending on your stage of life, and while...