Investment Planning

Why Karma Financial?

We offer tailor-made consultation and advice about keeping your business or personal objectives in mind. Our financial planning will help you realize your goals through a personalized and structured plan.

We will help you get the most out of your money, though a few simple tips and a structured approach. For one, we ensure that:

  • You focus on the long-term to get the best results.
  • You invest the right mix with a focus on your investment objectives, time horizon and risk tolerance.
  • Invest regularly to meet your financial goals faster.

Karma Financial builds a portfolio that caters to you. Your portfolio, detailed in your Financial Plan, will reflect your unique objectives, life circumstances, risk tolerance, time horizon, growth expectations, and liquidity requirements. We have partnered with top financial institutions in Canada to provide you a wide range of quality investments, automatic rebalancing, and tax minimization strategies.

Why Choose Us

Depending on your investment knowledge, you may have already invested your wealth. Karma Financial can review your existing investments and prepare an assessment of your existing portfolio to evaluate performance, sustainability and congruence with your goals and objectives.

An initial portfolio assessment would consider the following:

  • Your investment knowledge, experience, and goals
  • Your long term cash flow needs and investment time horizons
  • The level of risk or volatility you are willing to accept
  • The rate of return required to reach your financial objectives
  • The optimal asset mix
  • Your portfolio’s past performance in comparison to your long term required rate of return

We compare the results of our analysis to your investment plan to see where your portfolio is performing well and identify areas for improvement or rebalancing.

Our Partners